Bankruptcy

Florida Bankruptcy Attorney

Debt Relief Form

If your debts have become unmanageable, filing for bankruptcy is an option. A common misunderstanding caused by the changes made to the bankruptcy laws in 2005 is that bankruptcy is no longer an option. This is false, because bankruptcy still remains an important method to help people overcome their debt and to move forward with their lives.

Contact lawyer Norman L. Schroeder, II, P.A. at 561.642.8884 and schedule a free initial consultation to find out if filing bankruptcy can help you.

For more than 25 years, Florida attorney Norman L. Schroeder, II, P.A. has helped people in Lake Worth, Palm Beach County, Sebring, Vero Beach, Wellington, and the surrounding areas overcome debt. He is ready to put his experience and knowledge to work for you.

Attorney Norman L. Schroeder, II, P.A. is available to help you determine which chapter of bankruptcy you qualify for and can assist you in filing for all chapters, including:

• Chapter 7 bankruptcy: This form of bankruptcy provides you with a fresh start. Debt is eliminated when a designated trustee gathers your nonexempt property and exchanges it for cash. The money raised from this liquidation is distributed amongst your creditors and allows you to receive a discharge that precludes creditors from further pursuing you. Your house, your furniture, and your car can remain exempt from creditors.
• Chapter 13 bankruptcy: This is a reorganization strategy that allows you to pay as much as you can afford over a period of 3 to 5 years. Even if you are not able to pay all of your debt, you will be cleared of all debts when the payments end.
• Chapter 11 bankruptcy: This form of bankruptcy is similar to Chapter 13 and offered to partnerships, corporations, and certain individuals to manage debt.
• Chapter 12 bankruptcy: This is a form of bankruptcy is offered to farmers and agricultural professionals.

Attorney Norman L. Schroeder, II, P.A. is committed to helping you overcome debt discretely, efficiently, and effectively. From determining the strategy that is best for you, to filing for bankruptcy, he will stand by your side until your debt is cleared.

To learn more about how he can make a commitment to helping you manage your debt, contact lawyer Norman L. Schroeder, II, P.A. at 561.642.8884 to schedule a free initial consultation.